Miscellaneous Insurance
Miscellaneous vehicle insurance policy provide coverage against the damages caused to or by miscellaneous vehicles such as tractor, JCB, cranes and other special type of vehicles. Miscellaneous vehicles are vehicles which are not used for transporting goods or carrying passengers but for other works such as construction or in emergency services such as ambulance or fire suppressing vehicles.
Types of vehicles covered in miscellaneous vehicle insurance:
- i. JCB
- Crane
- Loader
- Excavator
- Special Utility Vehicles
- Tractor
- Ambulance
- Road Roller
What’s covered in miscellaneous vehicle insurance?
collision coverage in miscellaneous vehicle insurance Accidents
Miscellaneous vehicle insurance provide coverage against the losses to or by insured vehicle in case of an accident.
Theft
Miscellaneous vehicles are covered for claims in case of vehicle being stolen.
- theft cover in misc vehicle insurance
- third party coverage in miscellaneous vehicle insurance
- Third Party Losses
Damages up to 7.5 lac and unlimited liabilities to third parties are covered in miscellaneous vehicle insurance policy.
Fire
Damages or loss of vehicle due to fire in miscellaneous vehicle insurance is covered.
- coverage against fire in miscellaneous vehicle insurance
- towing disabled vehicle damage cover
- Towing Disabled Vehicle
This policy includes the coverage of damages to insured vehicle at the time of vehicle being towed.
Natural Disasters
Damages or loss of miscellaneous vehicle in case of a natural calamity is covered in this policy.